Education System in New Zealand

generally most of education organization in New Zealand are registered with New Zealand Qualification Authority (NZQA), ensuring that you are studying for an approved qualification that has been assessed to ensure that it is of high quality.
New Zealand education system has great reputation over the world for its quality education. They have many modern educational facilities. New Zealand offers great self learning experience, In New Zealand you will get great opportunities and safe environment of study for abroad students. Academic programs are available at all possible levels in New Zealand in a number of educational Institutions, Universities, Polytechnics Institutes of Technology, Colleges and Private Training Organizations.

Study in New Zealand

New Zealand is a beautiful and unique country in the South Pacific where exciting things are happening in Education. New Zealand is becoming the first choice for an increasing number of international students seeking quality education & it helps them put in front of the world for seek good jobs. It is the only nation which offers students good education environment.

Students from New Zealand Internationally accepted for broad range of opportunities.

WHY STUDY IN NEW ZEALAND?

· Education System on British Based
The New Zealand Education system is based on world wide accepted- British Education System. The degrees are internationally recognized. New Zealand offers students the most prestigious education system in the world without the expense and inconvenience of living in the Northern Hemisphere.
· Worlds Top Ranked Institutions
A qualification from New-Zealand University ranks with the best in the world. In a small country and in small classes, students have the rare advantage of one-on-one access to tutors- many of whom are internationally experts in their fields. Students from New Zealand Have High level of practical as well as theoretical knowledge. meet Top ranked Universities in USA.
· Strong and Welcoming Surroundings
At new Zealand you will get very talkative and cooperative people. The New Zealanders are easy going, spontaneous, open people. In such country you will get friends very easily.
· globally recognized Education
The degrees and qualifications from New Zealand higher education institutions are known around the world as high quality and world class. There are wide range of study opportunities, including state administered primary, secondary schools, universities, polytechnics, colleges of education and private training establishments.
· Great Living Condition and Excellent Climatic Conditions
while living in New Zealand you can experience great living exposure and modern accommodation facilities. Public transport systems are very good and available at cheaper rate. New Zealand enjoys temperate climate which is moderated by the sea's surrounding it. This results in mild summers and cool winters. This great climate encourage for all outdoor sports. study in newzealand.
· World leading Courses and Degrees
New Zealand degrees has a reputation for being practical, modern and desirable. In some niche areas such as biotechnology, forensic scientific discipline and nautical engineering, New Zealand degrees are best in the world.
· Safe Country to study
New Zealand very Safe environment. It is the first country in the world to declare it as a nuclear free zone. Environment is green and spacious weather.
· Job Chance
Students are given a visa to search for a job after completion of their course and also have a good opportunity to migrate.

The Education System in Germany is free. The major hurdle in going to Germany is the medium of instructions. The medium of instructions in colleges and universities is German. Immersing yourself in the German language may part of your goal for your term abroad or it may not. No matter, you'll quickly find that even if you do learn more than just a little German.

German is full of complicated history and stories, Germany provide students all core elements of fun that they need, interesting and invigorating experience studying abroad. It doesn't matter in which part of the country you studying, Germany takes care of your study in different way. Let's take a brief look at them.

If you don't speak German, it is most important to consider the language prospective, which is how you write and pronounce the German words. Because sounds like "sch" and umlauts and the like are never used in the English language, initially we are not capable to pick the correct words at first site. Listen carefully for those new sounds; you will surely become the perfect from this word.

First and Secondary Education (Primary Education System)

Primary Education is the compulsory education, which is of period 6 to 16 years. Primary schooling is for 4 for years but for some school is take 6 years. There are different types of secondary schools, starting with grade 5 or 7 and finishing with grade 10 or 12 with different school leaving certificates.

Higher Secondary Education

There are also different types of higher education institutions divided into: Universities and colleges. All these institutions are undergoing a reorganization since the early 1990s. With the introduction of the internationally comparable Bachelor, Master and Ph.D. programmes, the qualification of a new generation of academics and scientific study is the focus of future development.

Below Graduate

Undergraduate studies were until recently the basic studies (Grundstudium) of a Diplom or Magister programme, generally taking four semesters (2 academic years) and finishing with an intermediate examination (Diplom-Vorprüfung, Zwischenprüfung). Students are then enabled to follow their studies in the second stage of Hauptstudium, taking another 4 semesters with the 5th being the preparatory semester for taking the final exams, the Diplomprüfung or the Magisterprüfung or State Exam (for Law and subjects for becoming a teacher).
The new graduation system of the Bachelor as an undergraduate program instead of the basic studies program has already been introduced in Germany with the aim of achieving an internationally competitive degree and studying in a condensed, shortened time of 3 years.

Bachelor

The advanced studies (Hauptstudium) form the 2nd stage to the final examination, and total study takes five to six semesters. The final exams still are the Diploma and Magister, but they are slowly replaced by the Master degree. The Magister study involves either two equally weighed major subjects or a mixture of one major and two minor subjects. According to the fresh graduation system, after having completed the Bachelor's studies, a Master of Arts/Science is the successfully achieved title later two years of studying.

A Doctoral degree can only be achieved at universities. The time of doctoral studies, the Promotion, has duration of 2 to 4 years of independent scientific research, the public presentation and defence of the thesis. The Diplom/Erstes Staatsexamen/Magister Artium/Master of Arts/Science are the preconditions for taking Doctoral studies. click here for more details : study in germany .
 

How to get Educational Load

The Educational Loan Scheme gives you loan upto 9 lakhs for Indian studies and upro 21 lakhs for abroad studies. These figures are not constant in nature for banks. State bank of India is availing an upper limit of 20 lakhs and in recent days. Indian bank has upgraded its maximum limit to 15 lakhs for education in India and 25 lakhs for abroad studies.

Criteria for Loan
 

The eligibility criteria of the bank to obtain an educational loan from any bank of India.
• Students must be Indian
• the student should have secured admission to professional/ technical courses through entrance test/selection process
• The Student secured admission to foreign university

Documents required
you need following documents for applying for education loan:
• Mark statements of all qualifying documents.
• Proof of admission to the course.
• Complete Schedule of course.
• Copies of letter confirming the scholarship.
• Foreign Exchange permit.
• Two passport size photographs.
• Bank statement.
• Income tax assessment order not more than two years.
• Brief statements of assets and liabilities of the borrower.
• If you are not an existing bank customer you would need to establish your identity and give proof of residence.

Repayment
Time Period of loan refund is 5 to 7 years. Repayment of both principal and interest will start after one year after completion of the course or six months after getting employment.

Gross profit
It is nil for loan up to 4 lacks for course in India and abroad. If the course cost is above 4 lacks then, it charges 5% for Indian studies and 15 % for abroad studies. get more assistance for Study in New Zealand, Study in UK, Study in USA.

Percentage of Interest
The rate of interest is 10.75 % up to INR 4 lakhs and it does not exceed the Prime Lending Rates (PLR). For a loan above INR 4 lakhs, the interest rate is 11.75 % and it will not exceed PLR plus 1 percent.

Mortgage
requirements Changes from Bank to Bank
Up to INR 4 lakhs. No collateral security.
Loan above INR 4 lakhs and up to INR 7.5 lakh. Security with third party guarantee.
Loan above INR 8lakhs. (a) Collateral security of suitable
(b) Co-obligation of parents/guardians/third Party along with assignment of future Income of the student for payment of Installments.

Service of process Charges
Most of Banks do not charge for any process. SBI take INR 5000 as for process, which adjust in the margin money.

Capability Security
If you are going to study abroad then some university need the proof about the Bank is sponsoring you for your complete education and you are financially stable to pay the education fees

The Last step is to go to the bank for choosing best suitable education load plan.

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